Finance

Adjusted Gross Income (AGI) Estimator

Work out your AGI the way Form 1040 does, line by line. You add up income, subtract the allowed adjustments, and get your AGI plus an estimate of taxable income.

How to use
  1. Enter wages, interest, dividends, capital gains, and any business income.
  2. Add your above-the-line adjustments like student loan interest, IRA, and HSA contributions.
Estimates for general information, not financial advice. Confirm figures before making money decisions.
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Common questions

What is the difference between gross income and AGI?

Gross income is everything you earned before deductions. AGI is gross income minus specific adjustments like IRA and HSA contributions and the deductible half of self-employment tax.

Is AGI the same as taxable income?

No. Taxable income is AGI minus your standard or itemized deduction, so it is always lower than AGI.

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